Business ICS®, the IntraFi Cash ServiceSM

Secure, large deposits above $250,000

Work with just one bank to protect your corporation’s large deposits

Access FDIC insurance at participating network banks in an aggregate amount more than $250K. FDIC insurance is backed by the full faith and credit of the federal government.
  • Earn interest at a competitive rate on your deposits
  • Maintain access to your commercial funds
  • Streamline your business's money management


How It Works

  • Large deposits are broken into increments under the standard FDIC insurance maximum of $250,000 and placed in deposit accounts at network banks.
  • Know where your business's money is; access information regarding your account at any time through a website.
  • On a regular basis, you’ll receive a single statement from Patriot Bank showing interest earned and other important details regarding your funds.

Want to know more? Contact or visit us at a local branch for more information and to get started.

Patriot Bank is a full-service financial institution with branches in the Connecticut counties of Fairfield and New Haven, as well as in Scarsdale, New York.

*Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank).
The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits.
A list identifying IntraFi network banks appears at The depositor may exclude banks from eligibility to receive its funds. IntraFi Cash Service is a service mark, and ICS is a registered service mark, of IntraFi Network LLC.