Mortgage Loans

Home loans that fit your unique budget and lifestyle

We make it easy to get a mortgage that meets your needs.

Whether you’re buying a first home, forever home or looking to refinance, we’re here to guide you every step of the way with expert advice and resources, flexible down payment options and financing solutions.

  • Diverse rate and term options
  • Easy digital applications
  • Expert one-on-one guidance

  • Stress-free application

We offer a digital application process, as well as expert Mortgage Loan Officers to assist you with one-on-one guidance.  

  • Fast pre-approvals

Show sellers you’re serious about buying and make a stronger offer with confidence that you can afford the mortgage.   

  • 24/7 access

Enjoy anytime access to our Borrower Loan Portal that make it simple and secure to get updates or provide documents. 

  • No hand offs

You’ll have a single point of contact, from application to closing with your own dedicated Mortgage Loan Officer.

  • No middle man

As a Bank, we’re a Direct Lender, which means your mortgage stays close to home.   

  • Smooth closings

Digital closing options are available in select areas to make your special day that much better.  

Fixed Rate Mortgages
Stay on budget since your monthly principal and interest payment will be the same.
Adjustable Rate Mortgage Loans
Enjoy lower initial interest rates and payments, and take advantage of market rate drops without refinancing.
First Time Homebuyer Program
Making homeownership possible with low minimum downpayments and other first time buyer benefits.
Veterans Administration (VA) Loans
A small way to show our thanks with no down payment or mortgage insurance requirements.

Ready to get moving? We’re here to help.

We make it easy with our simple, secure online applicaiton.

Call to connect with our experienced Mortgage Loan Officers.

Email us with any questions or to get started.

Patriot Bank is a full-service bank offering mortgages nationwide, with branches in the Connecticut and New York area. 

Equal Housing Lender

Financing available up to 97% for qualified borrowers (max loan of $766,550 for most areas). Mortgage insurance required. Financing available up to 100% for qualified borrowers (VA) up to Veterans Administration Jumbo limits.