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Mortgage Loans

Home loans that fit your unique budget and lifestyle

We make it easy to get a mortgage in CT.

Whether you’re buying a first home, a forever home with an ARM or fixed-rate loan or are looking to refinance, we’re here to guide you every step of the way. Patriot Bank offers expert advice and resources, along with flexible mortgage down payment options and financing solutions.

  • Diverse interest rate and term options
  • Easy digital loan applications
  • Expert one-on-one guidance
Stress-free application
We offer a digital application process, as well as expert Mortgage Loan Officers to assist you with one-on-one guidance.
Fast pre-approvals
Show sellers you’re serious about buying and make a stronger offer with confidence that you can afford the mortgage.
24/7 access
Enjoy anytime access to our Borrower Loan Portal that make it simple and secure to get updates or provide documents.
No hand offs
You’ll have a single point of contact, from application to closing with your own dedicated Mortgage Loan Officer.
No middle man
As a Bank, we’re a Direct Lender, which means your mortgage stays close to home.
Smooth closings
Digital closing options are available in select areas to make your special day that much better.

Don't take it from us, take it from our home buyers.

I always felt informed and taken care of through each portion of the process, with you always being a text or call away.

- Chris and Emma W

We were unsure how to navigate the mortgage process.... [Patriot Bank] walked us through each step from understanding what we could afford monthly to ensuring we made the right offer.

- Anthony and Katie B

From the initial consultation to the final stages of closing, your team was professional, knowledgeable, and responsive.

- Patriot Bank Homebuyer

Your expertise made this significant milestone in my life much easier and more enjoyable.

- Alina L

From start to finish, the entire process was seamless, stress-free and well-organized.

- Anthony and Katie B
Fixed Rate Mortgages
Stay on budget since your monthly principal and interest payment will be the same.
Learn more Apply online
Adjustable Rate Mortgage Loans
Enjoy lower initial interest rates and payments, and take advantage of market rate drops without refinancing.
Learn more Apply online
First Time Homebuyer Program
Making homeownership possible with low minimum downpayments and other first time buyer benefits.
Learn more Apply online
Veterans Administration (VA) Loans
A small way to show our thanks with great mortgage loans and benefits.
Learn more Apply online
Realtor Resources
Help buyers get into the home of their dreams. Partner with Patriot Bank.
Learn more
Home Buying Tips & Resources
Explore resources that answer some of your biggest home buying questions.
Learn more

Quick Tips

Making it easier to get a mortgage

  • Save for a down payment
  • Understand your credit score
  • Know how much you can afford
  • Compare rates, terms and lenders
  • Get pre-approved to show sellers you're serious
Get Started
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We make it easy with our simple, secure online applicaiton.

Call to connect with our experienced Mortgage Loan Officers.

Email us with any questions or to get started.

Patriot Bank is a full-service bank offering mortgages nationwide, with branches in the Connecticut and New York area. 

Equal Housing Lender

Financing available up to 97% for qualified borrowers (max loan of $766,550 for most areas). Mortgage insurance required. Financing available up to 100% for qualified borrowers (VA) up to Veterans Administration Jumbo limits.