Mortgage Loans
Home loans that fit your unique budget and lifestyle
We make it easy to get a mortgage in Southern CT or Scarsdale, NY.
Whether you’re buying a first home, a forever home with an ARM or fixed-rate loan or are looking to refinance, we’re here to guide you every step of the way. Patriot Bank offers expert advice and resources, along with flexible mortgage down payment options and financing solutions.
- Diverse interest rate and term options
- Easy digital loan applications
- Expert one-on-one guidance
Stress-free application
We offer a digital application process, as well as expert Mortgage Loan Officers to assist you with one-on-one guidance.
Fast pre-approvals
Show sellers you’re serious about buying and make a stronger offer with confidence that you can afford the mortgage.
24/7 access
Enjoy anytime access to our Borrower Loan Portal that make it simple and secure to get updates or provide documents.
No hand offs
You’ll have a single point of contact, from application to closing with your own dedicated Mortgage Loan Officer.
No middle man
As a Bank, we’re a Direct Lender, which means your mortgage stays close to home.
Smooth closings
Digital closing options are available in select areas to make your special day that much better.
Fixed Rate Mortgages
Stay on budget since your monthly principal and interest payment will be the same.
Adjustable Rate Mortgage Loans
Enjoy lower initial interest rates and payments, and take advantage of market rate drops without refinancing.
First Time Homebuyer Program
Making homeownership possible with low minimum downpayments and other first time buyer benefits.
Veterans Administration (VA) Loans
A small way to show our thanks with great mortgage loans and benefits.
Realtor Resources
Help buyers get into the home of their dreams. Partner with Patriot Bank.
We make it easy with our simple, secure online applicaiton.
Call to connect with our experienced Mortgage Loan Officers.
Email us with any questions or to get started.
Patriot Bank is a full-service bank offering mortgages nationwide, with branches in the Connecticut and New York area.
Equal Housing Lender
Financing available up to 97% for qualified borrowers (max loan of $766,550 for most areas). Mortgage insurance required. Financing available up to 100% for qualified borrowers (VA) up to Veterans Administration Jumbo limits.