Home Buying Resources

We're all about making it easy to get a mortgage in CT or NY.

But we know the home buying process can be confusing. So explore our tips and resources that answer some of your biggest questions on the steps to buying a home, including what you need to apply for a mortgage, how much money you should put down, what to look for in a lender, and more.
  • Tips to save for a down payment
  • How to get the best rate and terms
  • Guide to the home buying process
Home Mortgage Application Checklist
10 Steps in Your Homebuying Process

Buying your first home can be overwhelming. But if you break it down into simple steps, you can feel much more confident and focus on the excitement of the process rather than the stress of it. Here’s what you can expect when buying a home.
 

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Saving For a Mortgage Down Payment
Regardless of what’s required, the more money you’re able to put down initially will save you in the end from a larger monthly payment and will ultimately save you money through the life of the loan. 
 

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15- vs. 30-year Mortgages Explained
When preparing to buy a home or refinance your mortgage, the most common question we hear at Patriot Bank is, “Which is better, a 15- or 30-year mortgage?” There are pros and cons to both. Here’s what you need to know when considering a 15-year mortgage or a 30-year mortgage. 
 

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What our home buyers say.

I always felt informed and taken care of through each portion of the process, with you always being a text or call away.

- Chris and Emma W

From start to finish, the entire process was seamless, stress-free and well-organized.

- Anthony and Katie B

We were unsure how to navigate the mortgage process.... [Patriot Bank] walked us through each step from understanding what we could afford monthly to ensuring we made the right offer.

- Anthony and Katie B

From the initial consultation to the final stages of closing, your team was professional, knowledgeable, and responsive.

- Patriot Bank Homebuyer

Your expertise made this significant milestone in my life much easier and more enjoyable.

- Alina L

Quick Tips

Making it easier to get a mortgage

  • Save for a down payment
  • Understand your credit score
  • Know how much you can afford
  • Compare rates, terms and lenders
  • Get pre-approved to show sellers you're serious
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