ONLINE BANKING LOGIN Close Login

For the best mobile personal banking experience
download our app.

Download

Business Banking Login

Click here to begin

For the best mobile business banking experience
download our app.

Download

When you need extra financial strength, we’re there for you.

Now, you can find the money you need that makes the most sense for your short and long-term goals.

less more

Patriot Bank Credit Card

The Patriot Bank Visa® Credit Card is ideal for everyday purchases and provides a consolidated way to look at expenses throughout the month.

Key Features

  • Has a minimum credit amount of $500;
  • Has a maximum credit amount of $25,000; and
  • Has a variable rate of interest based on the Prime Rate plus a margin (as described below) with a floor of 7.99%. The margin above the Prime Rate charged is as of the date of this information and the date appears on the second page of this information. The margin above the Prime Rate charged is based on credit worthiness and is as follows with a floor of 7.99%:
    • 5.99%
    • 7.99%
    • 9.99%

For additional details about the Patriot Bank Visa® Credit Card, refer to the cardholder agreement which can be supplied at any Patriot branch office.

 

This is not a loan commitment. All loan requests require an application and are subject to the Bank’s credit underwriting process for the requested loan.

Personal Line of Credit

This loan is ideal for customers who want access to funds for short-term purchases.

Key Features

  • Has a minimum credit amount of $5,000;
  • Has a maximum credit amount of $25,000; and
  • Has on-demand terms.

This is not a loan commitment. All loan requests require an application and are subject to the Bank’s credit underwriting process for the requested loan.

Overdraft Line of Credit

This loan provides protection and peace of mind for those unusual occasions when a customer might not have all of the funds in their account to pay a check presented to the bank for payment.

Key Features

  • Has a minimum credit amount of $1,000;
  • Has a maximum credit amount of $5,000; and
  • Has on-demand terms.

This is not a loan commitment. All loan requests require an application and are subject to the Bank’s credit underwriting process for the requested loan.

Installment Loan

This loan is ideal for homeowners who wish to borrow on an unsecured basis.

Key Features

  • Can be used for home improvements or other needs;
  • Has a minimum loan amount of $2,500;
  • Has a maximum loan amount of $5,000 for general purpose loans; and
  • Has a maximum loan amount of $10,000 for home improvement.

This is not a loan commitment. All loan requests require an application and are subject to the Bank’s credit underwriting process for the requested loan.

Patriot Home Equity Loan

This loan is ideal for customers who want to make a purchase using the equity in their home.

Key Features

  • Is secured by the customer’s home, and can be paid back in equal installments over a specific term;
  • Has a minimum credit amount of $15,000;
  • Has maximum credit amount of $500,000; and
  • Has a maximum term of 15 years.

This is not a loan commitment. All loan requests require an application and are subject to the Bank’s credit underwriting process for the requested loan.

Home Equity Credit Line

This loan is ideal for home owners who want to have access to cash for purchases, college tuition, or other expenses.

Key Features

  • Has a minimum credit amount of $15,000;
  • Has a maximum credit amount of $500,000;
  • Has interest-only payments for the first 10 years, after which time the credit line balance will convert to an amortizing loan for an additional 15 years; and
  • Can have a loan to value up to 70%.

This is not a loan commitment. All loan requests require an application and are subject to the Bank’s credit underwriting process for the requested loan.

Collateralized Loan

This loan is ideal for customers who are building their credit.

Key Features

  • This loan is collateralized by a Patriot Bank Certificate of Deposit;
  • Has a minimum credit amount of $5,000;
  • Has a maximum credit amount of 90% of the CD balance; and
  • Has on-demand terms.

This is not a loan commitment. All loan requests require an application and are subject to the Bank’s credit underwriting process for the requested loan.

SMART-E Loan

This product is approved by Connecticut Green Bank and offers long-term, low-interest financing to help customers access affordable home energy improvements.

Key Features

  • Has a minimum credit amount $3,000;
  • Has a maximum credit amount of $25,000;
  • Must be directly related to energy insulations or improvements;
  • All projects and contractors must be approved by Connecticut Green Bank; and
  • Requires the home to be the owner-occupied, primary residence and located in the state of Connecticut.

This is not a loan commitment. All loan requests require an application and are subject to the Bank’s credit underwriting process for the requested loan.

 

Auto Loan

This loan is ideal for customers buying a new or used vehicle.

Key Features

  • Is available for new vehicles up to 90% of the retail value; and
  • Is available for used vehicles up to 80% of the NADA retail value. Used vehicles must be 5 models years old or less.

This is not a loan commitment. All loan requests require an application and are subject to the Bank’s credit underwriting process for the requested loan.

Boat Loan

This loan is ideal for customers who want to purchase either a new or used recreational boat.

Key Features

  • Is available for up to 80% of the value of the purchase order, excluding optional equipment and taxes;
  • Has a minimum credit amount of $10,000;
  • Has a maximum credit amount of $500,000; and
  • Has a maximum term of 10 years.

NOTE: Used boats must be 10 model years old or less.

This is not a loan commitment. All loan requests require an application and are subject to the Bank’s credit underwriting process for the requested loan.

Live Banker ATM

Experience the convenience of connecting with a Relationship Banker when the branch is closed or you don’t have time to come into a branch.

Learn more about Live Banker ATMs

Live Banker ATM Example