Earn more on your savings in Connecticut and New York
At Patriot Bank, we're dedicated to providing competitive interest rates so you can get more for your money, no matter what you're building your savings for.
Patriot Bank is a full-service financial institution with Connecticut branches in the counties of Fairfield and New Haven, as well as in Scarsdale, New York.
Product Type |
Tier |
Interest Rate |
Annual Percentage Yield |
|---|---|---|---|
| Personal Accounts | |||
Star Banking |
Less than $100,000 |
0.01% |
0.01% |
$100,000 and Over |
0.98% |
1.00% |
|
Star Savings1 |
Less than $100,000 |
0.49% |
0.50% |
$100,000 and Over |
1.47% |
1.50% |
|
Money Market |
Less than $25,000 |
0.25% |
0.25% |
$25,000 - $49,999.99 |
0.25% |
0.25% |
|
$50,000 - $99,999.99 |
0.98% |
1.00% |
|
$100,000 - $249,999.99 |
1.95% |
2.00% |
|
$250,000 - $499,999.99 |
2.44% |
2.50% |
|
$500,000 and Over |
2.92% |
3.00% |
|
The One Account (Checking)8 |
$50,000 and Under |
0.00% |
0.00% |
$50,000.01 and Over |
2.00% |
2.00% |
|
Savings |
0.01% |
0.01% |
|
Youth Savings |
1.95% |
2.00% |
|
Health Savings Account |
0.01% |
0.01% |
|
Bank at Work Savings |
Less than $100,000 |
0.05% |
0.05% |
$100,000 and Over |
0.20% |
0.20% |
|
Municipal at Work Savings |
Less than $100,000 |
0.05% |
0.05% |
$100,000 and Over |
0.20% |
0.20% |
|
Nonprofit at Work Savings |
Less than $100,000 |
0.05% |
0.05% |
$100,000 and Over |
0.20% |
0.20% |
|
Founders Money Market10 |
3.39% |
3.50% |
|
Rent Security Savings |
0.52% |
0.53% |
|
| Business Accounts | |||
The One Account for Business (Checking)8 |
$50,000 and Under |
0.00% |
0.00% |
$50,000.01 and Over |
2.00% |
2.00% |
|
Premium Business Savings2 |
Less than $250,000 |
0.49% |
0.50% |
$250,000 and Over |
2.44% |
2.50% |
|
Business Savings |
Less than $250,000 |
0.01% |
0.01% |
$250,000 and Over |
0.05% |
0.05% |
|
Business Money Market |
Less than $250,000 |
0.49% |
0.50% |
$250,000 and Over |
0.98% |
1.00% |
|
Nonprofit Interest Checking2 |
Less than $250,000 |
0.00% |
0.00% |
$250,000 and Over |
0.49% |
0.50% |
|
Premium Nonprofit Savings2,11 |
Less than $250,000 |
0.49% |
0.50% |
$250,000 and Over |
0.98% |
1.00% |
|
Municipal Interest Checking |
Less than $250,000 |
0.00% |
0.00% |
$250,000 and Over |
2.44% |
2.50% |
|
Premium Municipal Savings2 |
Less than $250,000 |
0.49% |
0.50% |
$250,000 and Over |
2.44% |
2.50% |
|
CT IOLTA/IOLA Checking |
Less than $250,000 |
0.49% |
0.50% |
$250,000 and Over |
2.44% |
2.50% |
|
NY IOLTA/IOLA Checking |
Less than $250,000 |
0.49% |
0.50% |
$250,000 and Over |
2.44% |
2.50% |
|
CA IOLTA/IOLA Checking |
2.72% |
2.80% |
|
Founders Money Market for Business10 |
3.39% |
3.50% |
|
Term |
Interest Rate |
Annual Percentage Yield |
|---|---|---|
3 Month |
2.92% |
3.00%** |
5 Month |
2.92% |
3.00% |
6 Month |
2.92% |
3.00% |
9 Month |
2.92% |
3.00% |
1 Year |
2.92% |
3.00%** |
18 Month |
2.44% |
2.50% |
2 Year |
2.44% |
2.50% |
30 Month |
2.19% |
2.25% |
3 Year |
2.19% |
2.25% |
4 Year |
2.19% |
2.25% |
5 Year |
2.19% |
2.25% |
| Star Relationship CD3, 4 | ||
3 Month |
3.39% |
3.50%** |
5 Month |
3.39% |
3.50% |
6 Month |
3.39% |
3.50% |
9 Month |
3.17% |
3.27% |
1 Year |
3.17% |
3.27%** |
18 Month |
2.69% |
2.76% |
2 Year |
2.69% |
2.76% |
30 Month |
2.44% |
2.50% |
3 Year |
2.44% |
2.50% |
4 Year |
2.44% |
2.50% |
5 Year |
2.44% |
2.50% |
Founders CD9 |
3.39% |
3.50% |
- Star Savings is only available with a Star Banking account. An aggregate minimum balance of $15,000 between Star Banking (checking) and any other non-checking deposit product is required. Accounts must be linked via Combined Statements.
- Premium Savings accounts are only available with their corresponding Checking account. A $5,000 minimum average daily collected balance requirement on all Premium business savings accounts to avoid a monthly maintenance fee. Minimum Balances on Business Checking accounts apply. See Ancillary Fee Disclosure for details.
- Includes IRAs.
- Star Banking Relationship is required with a Star Banking checking account with an aggregate minimum balance of at least $15,000 between the Star Banking checking and Star Savings. Star Relationship Certificate of Deposit includes bonus rate of .25%. This bonus rate does not apply to promotional or special rate CDs, or to special rates on CDs for a promotional period. No new money requirement.
- For Star Banking Relationship Customers, an additional bonus rate of 25 basis points applies to the posted non-promotional Certificate of Deposit Rates. The bonus rate on CDs does not apply to promotional or special rate CDs or to special rates on CDs offered for a promotional period.
- Star Savings is only available with a Star Banking account. Promotional 90-day rate available for new money only. New Money is defined as money not on deposit with Patriot Bank within the last 180 days. Monthly Payroll or Government Direct Deposit and at least one Online Bill Payment per month through the Star Banking (Checking) account are required for the Star Savings Promotional Rate eligibility. An aggregate minimum balance of $15,000 between Star Banking (checking) and any other non-checking deposit product is required. Accounts must be linked via Combined Statements.
- Premium savings’ accounts are only available with their corresponding Checking account. Minimum Balances on Business Checking accounts apply. See Ancillary Fee Disclosure for details. Promotional 90-day rate available for new money only. New Money is defined as money not on deposit with Patriot Bank within the last 180 days. A $5,000 minimum average daily collected balance requirement on all Premium savings’ accounts to avoid a monthly maintenance fee. At least one Online Bill Payment per month through the Business checking account are required for the Premium savings Promotional Rate eligibility.
- The ONE Account requires an aggregate minimum balance of at least $15,000 between The ONE Account and any other non-checking product.Balances Under $50,000 pay 0% Interest. Balances above $50,000 pay simple interest posted above.
- Founders Certificate of Deposit requires an aggregate average balance of $1 million or more at an average APY of 2.50% or less across alldeposit balances at Patriot Bank, N.A.
- Founders Money Market requires an aggregate average balance of $1 million or more at an average APY of 2.50% or less across all deposit balances at Patriot Bank, N.A.
- For nonprofits with balances over $100,000 for the year, Patriot Bank, N.A. will donate 2.00% of the average annual balance to the nonprofit organization.