Business Checking Accounts

Bring added efficiency to your financial operation.

Control costs and keep a close eye on your money.

For New York and Connecticut businesses of all types, a modern checking account is more than a place to hold daily operating funds. It's the heart of your financial enterprise, helping your company move money efficiently, pay bills quickly and monitor commercial balances and transactions in real time with our digital banking services.

Small Business Checking Account

Low fees help hold down your overhead and digital banking tools offer a competitive edge for your small business.

Business Checking Account

Earnings credit limits fees, while online banking and ACH services move your business’s money efficiently.

Interest on Lawyers Trust Account (IOLTA)

Connecticut attorneys can support legal aid groups and meet client fund guidelines with this interest-bearing account.

Interest on Lawyers Account (IOLA)

New York attorneys can use this competitive interest rate account to keep client funds separate from their practice's operating funds.

Interest on Real Estate Brokers Trust Accounts (IOREBTA)

State home-buying programs for people with limited incomes benefit from the interest earned on this account.

Small Business Checking Account

Low fees help hold down your overhead and digital banking tools offer a competitive edge for your small business.

Learn more
Contact Us
Business Checking Account

Earnings credit limits fees, while online banking and ACH services move your business’s money efficiently.

Learn more
Contact Us
Interest on Lawyers Trust Account (IOLTA)

Connecticut attorneys can support legal aid groups and meet client fund guidelines with this interest-bearing account.

Learn more
Contact Us
Interest on Lawyers Account (IOLA)

New York attorneys can use this competitive interest rate account to keep client funds separate from their practice's operating funds.

Learn more
Contact Us
Interest on Real Estate Brokers Trust Accounts (IOREBTA)

State home-buying programs for people with limited incomes benefit from the interest earned on this account.

Learn more
Contact Us
Best For

Small businesses

High-volume businesses

CT attorneys 

NY attorneys 

Real estate agents

Minimum Balance Requirement

Avoid $10 monthly maintenance fee with average daily balance of $2,500

Provides an earnings credit on collected balances, which is variable and can change from time to time, that may offset part or all of the monthly maintenance and other transaction fees.0.

May require attorneys to be responsible for other fees that the state program does not allow to be deducted from interest.

May require attorneys to be responsible for other fees that the state program does not allow to be deducted from interest.

May require real estate brokers and agencies to be responsible for other fees that the state program does not allow to be deducted from interest.

Online & Mobile Banking

Yes

Yes

Yes

Yes

Yes

Special & Bonus Rates

200 free debit and credit transactions for each monthly statement cycle

Earnings credit is paid on 90% of the collected balance

Variable rate account. Pays interest monthly to the applicable state program.

Variable rate account. Pays interest monthly to the applicable state program.

Variable rate account. Pays interest monthly to the applicable state program.

Small Business Checking Account

Low fees help hold down your overhead and digital banking tools offer a competitive edge for your small business.

Learn more
Contact Us
Best For

Small businesses

Minimum Balance Requirement

Avoid $10 monthly maintenance fee with average daily balance of $2,500

Online & Mobile Banking

Yes

Special & Bonus Rates

200 free debit and credit transactions for each monthly statement cycle

Business Checking Account

Earnings credit limits fees, while online banking and ACH services move your business’s money efficiently.

Learn more
Contact Us
Best For

High-volume businesses

Minimum Balance Requirement

Provides an earnings credit on collected balances, which is variable and can change from time to time, that may offset part or all of the monthly maintenance and other transaction fees.0.

Online & Mobile Banking

Yes

Special & Bonus Rates

Earnings credit is paid on 90% of the collected balance

Interest on Lawyers Trust Account (IOLTA)

Connecticut attorneys can support legal aid groups and meet client fund guidelines with this interest-bearing account.

Learn more
Contact Us
Best For

CT attorneys 

Minimum Balance Requirement

May require attorneys to be responsible for other fees that the state program does not allow to be deducted from interest.

Online & Mobile Banking

Yes

Special & Bonus Rates

Variable rate account. Pays interest monthly to the applicable state program.

Interest on Lawyers Account (IOLA)

New York attorneys can use this competitive interest rate account to keep client funds separate from their practice's operating funds.

Learn more
Contact Us
Best For

NY attorneys 

Minimum Balance Requirement

May require attorneys to be responsible for other fees that the state program does not allow to be deducted from interest.

Online & Mobile Banking

Yes

Special & Bonus Rates

Variable rate account. Pays interest monthly to the applicable state program.

Interest on Real Estate Brokers Trust Accounts (IOREBTA)

State home-buying programs for people with limited incomes benefit from the interest earned on this account.

Learn more
Contact Us
Best For

Real estate agents

Minimum Balance Requirement

May require real estate brokers and agencies to be responsible for other fees that the state program does not allow to be deducted from interest.

Online & Mobile Banking

Yes

Special & Bonus Rates

Variable rate account. Pays interest monthly to the applicable state program.

Patriot Bank is a full-service financial institution with branches in the Connecticut counties of Fairfield and New Haven, as well as in Scarsdale, New York.