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The Founders Certificate

Build wealth with higher yields and predictability.

Exclusive CD rate of 4.00% APY*

With higher rates and predictability, The Founders Certificate is perfect for high-net-worth individuals looking to build their wealth with confidence and certainty. Purposefully designed to meet your unique plans and needs, this CD earns a competitive interest rate on account balances and offers flexibility for those that are looking for a shorter commitment.  
  • Peace of mind 
  • Higher rates 
  • Fixed interest

A fixed-interest strategy to secure your wealth.

  • Fixed rate until maturity date.
  • Requires an aggregate balance of over $1,000,000 in all Patriot Bank accounts that are earning less than 2.50% APY.*
  • Requires an opening deposit of $500.
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Why Patriot Bank

We don’t want to tell you the same story that every other bank will. Sure, Patriot Bank offers all the exclusive benefits you would expect. Personalized financial solutions, high-touch money management, experienced professionals. It’s who we are, the products we offer and the overall banking experience that make us different. Our customers in Southern CT and Scarsdale, NY agree.

Partners, not just people
We’re truly committed to helping you maximize your wealth, sharing learned insights, proven strategies and other cultivated experiences that can help you make the best decisions for your money.
Premium products
We offer customized, industry-leading solutions specifically designed for those that require enhanced security, management and more for their money.
High-touch banking
Human-focused digital money management solutions keep you informed and in control of your finances, so you can feel comfortable and confident that your money is being handled with care.
30+ years of commitment. That’s banking you can trust.
*Annual Percentage Yield (APY) is subject to change at any time. Includes IRAs. Fees could reduce the earnings on the account. Please refer to the Deposit Account Agreement, Disclosure and Fees for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time. Accounts are available to Personal Customers only. The Founders CD rate is calculated by using the Fed Funds Rate minus 0.25%.  Account requires a minimum opening deposit of $500; Founders Certificate of Deposit requires an aggregate average balance of $1 million or more at an average APY of 2.50% or less across all deposit balances at Patriot Bank, N.A.