Our executive team is focused on the bank's best interest.
Industry experience and creative vision drive this group.
Michael Carrazza
Chairman
Michael A. Carrazza has been Chairman and Director of Patriot National Bancorp, Inc., and Patriot Bank since its recapitalization in October 2010. He is also Founder and Chief Executive Officer of Solaia Capital Advisors LLC, an investment management company specializing in the acquisition and development of middle market companies. He currently serves as a director of Siena Lending Group, a leading asset-based lending platform.
Mr. Carrazza has more than 30 years of operating and investing experience and has led transactions across the financial services, technology, industrial, aviation, and media sectors. Before establishing Solaia Capital , Mr. Carrazza was co-founder of Bard Capital Group and worked for the executive staff at Mitchell Madison Group and Goldman, Sachs & Co.
Mr. Carrazza earned his MBA in Finance from The Stern School of Business at New York University, his B.S. in Electrical Engineering from The Pennsylvania State University and studied at The Juilliard School.
David Lowery
President and Chief Executive Vice Officer
Mr. Lowery has been with Patriot Bank since April 2021, and was appointed as President and Chief Executive Officer of the Company, and the Bank, on April 21, 2023.
Prior to this appointment, Mr. Lowery had been leading the Bank’s C&I, Commercial Real Estate, SBA, and Consumer Lending divisions as Executive Vice President and Chief Lending Officer.
Prior to joining Patriot, Mr. Lowery served in various senior capacities with several institutions including Iberiabank, Metropolitan Commercial Bank, and M&T Bank. With a focus on credit quality and growth, he has built and grown multiple, highly successful, lending platforms in the NY metropolitan area.
Mr. Lowery earned his MBA at Loyola University in Maryland where he also received his undergraduate degree in Economics.
Joseph Perillo
Executive Vice President and Chief Financial Officer
Joseph Perillo is Executive Vice President and Chief Financial Officer of Patriot National Bancorp, Inc., and Patriot Bank, N.A. He served as a senior executive consultant for several months beginning in January 2017, tasked with assessing the finance department’s processes and improving operations and internal controls.
Mr. Perillo is a recognized finance industry leader with over three decades of experience in the banking industry, having served as Chief Accounting Officer at NatWest Bancorp/NatWest Markets, Corporate Controller at Greenpoint Financial, then one of the 50 largest banking companies in the U.S. and Chief Accounting Officer/Chief Financial Officer for iQor Inc., a $1.5 billion global leader in business process outsourcing. He began in public accounting with KPMG and has spent over 30 years in financial management positions in banking and financial services.
Mr. Perillo earned his Bachelor of Science in accounting from St. John’s University and is a Certified Public Accountant. A Nassau County, NY resident, he is a father of four, grandfather of ten, co-owner of a commercial locksmith business, and a member of numerous Chambers of Commerce on Long Island.
Fred Staudmyer
Executive Vice President and Chief Administrative Officer
Frederick Staudmyer is the Executive Vice President, Corporate Secretary and Chief Human Resources Officer of Patriot National Bancorp and Executive Vice President and Chief Administrative Officer of Patriot Bank, N.A. since November 2014. He manages human resources, retail and business banking, corporate governance, property development and facilities management.
Mr. Staudmyer previously served as Assistant Dean at Cornell University’s Johnson Graduate School of Management. Bringing more than 30 years of human resources, general management, and corporate leadership experience, he has served at leading financial institutions where he directed talent acquisition and development, including this role at Chase Manhattan Bank, now JPMorgan Chase. His career also includes senior roles in management consulting and serving as Chief Human Resources Officer for Ziff Davis Publishing and Ziff Communications. He also served as President and COO at a national legal services and staffing company for over seven years.
Mr. Staudmyer earned his MBA from the Johnson Graduate School of Management at Cornell and his Bachelor of Science at Cornell’s School of Industrial & Labor Relations. He has served on the board of directors at the MBA Career Services Council and as an Advisory Council Member of Cornell University’s Entrepreneurial and Personal Enterprise Program. He currently serves on the Board of Directors of the Human Services Council of Connecticut.
Judith Corprew
Executive Vice President – Chief Compliance, Risk & CRA Officer
Judith Corprew is Executive Vice President and Chief Compliance & Risk Officer of Patriot Bank, N.A., ensuring compliance with local, state and federal regulations, and risk management. Additionally, as CRA Officer, Judith governs and administers the Community Reinvestment Act Plan by establishing and maintaining relationships with community-based organizations.
She joined the Patriot team in 2015, and today serves as Chair of the Bank’s Compliance & Enterprise Risk Committee, as well as a member of its Audit, Steering and CRA Committees. She holds a Certified Regulator Compliance Manager certification, a highly regarded recognition by the American Bankers Association.
With three decades of credit and risk management experience, she has held leadership positions at community-focused financial institutions and mortgage companies throughout the Tri-State area. Early in her banking career, Ms. Corprew was awarded honors for establishing a profitable mortgage center.
A staunch advocate for teaching financial literacy skills, Ms. Corprew has led educational seminars and events at local schools, colleges, clubs and community organizations. Judith contributes to financial articles specific to credit cards, retirement planning and savings. She has also held workshops on first-time home buying, credit and budgeting.
Ms. Corprew earned her bachelor’s degree from Rutgers University and a master’s degree in finance from Post University in Waterbury, CT. An Oxford resident, she is a member of the Bank Compliance Association of Connecticut, Institute of Certified Bankers and Regulatory Compliance Group of Fairfield County. Ms. Corprew serves as Housatonic Community College Foundation Board President, located in Bridgeport, CT and additionally as board member to Future 5 and to The Helpers Club Scholarship Foundation both located in Stamford.
Steven Grunblatt
Executive Vice President and Chief Information Officer
Mr. Grunblatt joined the Bank in November 2014. He was appointed as Chief Information Office of the Bank on April 29, 2021.
Prior to joining the Bank, Mr. Grunblatt served as Director of Infrastructure at Cowen and Company for over 15 years and Senior IT manager at UBS Equities for 5 years. Mr. Grunblatt brings with him over twenty-five years of experience in various facets of information technology, including management and oversight of all aspects of vendor management, infrastructure, and technology implementation.
Mr. Grunblatt graduated from the Wharton School of Business at the University of Pennsylvania with a bachelor’s degree in economics.
Al Botta
Executive Vice President & Chief Payments Officer
Mr. Botta joined Patriot Bank in 2018 as SVP, Director of Payments. He brings with him over twenty-five years of experience as a pioneer in the payments and prepaid market space and has been responsible for the growth of the Bank’s Payments division.
Mr. Botta’s industry knowledge and experience have translated to significant growth in the Bank’s payments division. Mr. Botta has served in various senior capacities with several institutions including BankMobile, Customers Bank, and Metropolitan Commercial Bank. He has developed strong relationships within the industry.
Mr. Botta studied at Adelphi University focusing on Business Administration and Operations.
Thomas E. Slater
Executive Vice President & Chief Credit Officer
Mr. Slater joined Patriot as EVP/Chief Credit Officer following his tenure as Senior Vice President and Senior Credit Officer at Investors Bank. Previously, Mr. Slater worked at TD Bank, N.A., where he served in a series of additionally responsible credit roles, including Vice President & Commercial Credit Manager, Credit Officer, Credit Policy Officer, Portfolio Manager and Underwriter. Mr. Slater has extensive experience in commercial real estate and commercial and industrial lending. He has been successful in developing credit analysts and is a proven leader. Prior to TD Bank, he served as a Loan Review Officer at Trust Company Bank.
Before entering commercial banking, Mr. Slater began his career in the Office of the Controller of the Currency (OCC). As Associate Bank Examiner, he was responsible for analyzing and risk rating credits in regional banks, community banks and the Federal Reserve. Also at the OCC, he examined and supervised bank’s Loan Portfolio Management, Interest Rate Risk, Investments, Liquidity, ALLL and regulatory reporting.
Mr. Slater holds a Bachelor of Science degree in Economics from Rutgers University.
Patriot Bank is a full-service financial institution with branches in the Connecticut counties of Fairfield and New Haven, as well as in Scarsdale, New York.