Maximize your wealth with this ONE account.
- Higher yields
- Boutique banking
- Expert professionals
A two-tier financial strategy. ONE account.
- Account balances under $50,000 earn 0% APY*
- Account balances over $50,000 earn 2.50% APY*
All About The ONE Account
- Requires a minimum opening deposit of $100
- Has a single consolidated statement which includes all linked accounts each month
- Variable rate account*
- Unlimited rebates of non-Patriot ATM fees
- Free basic wallet style checks
- Online and Mobile Banking with Bill Pay available
Only the amount about the $50,000 earns interest, so if the balance is $51,000.01, the $1,000.01 is earning interest. Requires an aggregate minimum average daily balance of $15,000 between The One Account (checking) and at least one other linked non-checking deposit account to avoid a Monthly Maintenance Fee.
Digital Banking
Managing your money made easy
- Monitor your account balances
- Transfer funds between accounts
- Track your spending habits
- Manage your debit card
- Pay bills and make loan payments
Why Patriot Bank
We don’t want to tell you the same story that every other bank will. Sure, Patriot Bank offers all the exclusive benefits you would expect. Personalized financial solutions, high-touch money management, experienced professionals. It’s who we are, the products we offer and the overall banking experience that make us different.
Partners, not just people
We’re truly committed to helping you maximize your wealth, sharing learned insights, proven strategies and other cultivated experiences that can help you make the best decisions for your money.
Premium products
We offer customized, industry-leading solutions specifically designed for those that require enhanced security, management and more for their money.
High-touch banking
Human-focused digital money management solutions keep you informed and in control of your finances, so you can feel comfortable and confident that your money is being handled with care.
30+ years of commitment. That’s banking you can trust.
*The Annual Percentage Yield (APY) is effective as of 04/22/2025. The ONE Account is a Tiered Rate account using simple interest. Balances in the lowest tier earn no interest and the highest tiers only earn interest on the balances within the tier. You only earn interest on the portion of your balance within each tier. Interest for this product is not compounded. Account requires a minimum opening deposit of $100; Account requires an aggregate minimum average daily balance of $15,000 between The One Account (checking) and at least one other linked non-checking deposit account to avoid a Monthly Maintenance Fee.