The ONE Account

Exclusive banking with better rates and returns.

Enjoy boutique banking with this ONE high yield checking account.

With access to higher yields and high-end banking, The ONE Account is perfect for high-net-worth individuals looking to make the most out of their money. With secure, anytime access to your accounts, you can easily manage funds with expert guidance on everything from daily maintenance to more complex needs.
  • Higher yields
  • Single consolidated statement
  • Expert professionals

A two-tier financial strategy. ONE account.

  • Account balances under $50,000 earn 0% APY*
  • Account balances over $50,000 earn 2.00% APY*
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All about the ONE Checking Account

At Patriot Bank, we know that every dollar counts. That's why we make it easy to open a checking account with tons of extra benefits - including ATM fee rebates and digital banking tools. All it takes is a minimum average daily balance of $1,000 or direct deposit of your payroll, pension or government benefits check.
  • Requires a minimum opening deposit of $100
  • Has a single consolidated statement which includes all linked accounts each month
  • Variable rate account*
  • Unlimited rebates of non-Patriot ATM fees
  • Free basic wallet style checks
  • Free access to Online and Mobile Banking with Bill Pay available
Only the amount about the $50,000 earns interest, so if the balance is $51,000.01, the $1,000.01 is earning interest. Requires an aggregate minimum average daily balance of $15,000 between The One Account (checking) and at least one other linked non-checking deposit account to avoid a Monthly Maintenance Fee.  

 


Patriot Bank is a full-service financial institution with Connecticut branches in the counties of Fairfield and New Haven, as well as in Scarsdale, New York.

Digital Banking

Managing your money made easy

  • Monitor your account balances
  • Transfer funds between accounts
  • Track your spending habits
  • Manage your debit card
  • Pay bills and make loan payments

Why Patriot Bank

We don’t want to tell you the same story that every other bank will. Sure, Patriot Bank offers all the exclusive benefits you would expect. Personalized financial solutions, high-touch money management, experienced professionals. It’s who we are, the products we offer and the overall banking experience that make us different. Our customers in Southern CT and Scarsdale, NY agree.

Partners, not just people
We’re truly committed to helping you maximize your wealth, sharing learned insights, proven strategies and other cultivated experiences that can help you make the best decisions for your money.
Premium products
We offer customized, industry-leading solutions specifically designed for those that require enhanced security, management and more for their money.
High-touch banking
Human-focused digital money management solutions keep you informed and in control of your finances, so you can feel comfortable and confident that your money is being handled with care.
30+ years of commitment. That’s banking you can trust.
*Annual Percentage Yield (APY) is subject to change at any time. The ONE Account is a Tiered Rate account using simple interest. Balances in the lowest tier earn no interest and the highest tiers only earn interest on the balances within the tier. You only earn interest on the portion of your balance within each tier. Interest for this product is not compounded. Account requires a minimum opening deposit of $100; Account requires an aggregate minimum average daily balance of $15,000 between The One Account (checking) and at least one other linked non-checking deposit account to avoid a Monthly Maintenance Fee.