Personal Overdraft Lines of Credit

Protect yourself against balance shortfalls.

Make sure all your payments go through.

With a Personal Overdraft Line of Credit, you won't have to worry about bounced checks, hefty fees and other insufficient funds complications.

  • Up to $5,000 credit
  • Automatic transfers
  • Peace of mind at low cost

A math mistake doesn't have to be costly 

At Patriot Bank, we understand that everyone slips up once in a while. That's why we offer a practical loan solution to cover those rare occasions when customers overspend their checking balances. When that happens, we'll honor your payment and automatically shift funds from your Personal Overdraft Line* of Credit to make up the difference.

  • Minimum credit amount of $1,000
  • Maximum credit amount of $5,000
  • Has on-demand terms

Patriot Bank is a full-service financial institution with branches in the Connecticut counties of Fairfield and New Haven, as well as in Scarsdale, New York.

This is not a loan commitment. All loan requests require an application and are subject to the Bank’s credit underwriting process for the requested loan.