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Michael Carrazza

Chairman and Chief Executive Officer


Michael Carrazza has been Chairman of the Board of Directors of the Company since 2010 and Chief Executive Officer since August 2016.

Mr. Carrazza has more than 25 years of operating and investing experience and is CEO of Solaia Capital Advisors, an investment management company. Mr. Carrazza is credited with architecting the rescue and turnaround of Patriot National Bancorp, Inc.; through PNBK Sponsor, Mr. Carrazza manages PNBK Holdings, the Company’s largest shareholder.

In 2012, Mr. Carrazza led the spin‐out of the Bank of Ireland’s U.S. Asset‐Based Lending Group, now known as Siena Lending Group, where he serves as its Chairman. In 2004, he co‐founded Bard Capital Group where he sponsored several LBOs in the industrial sector.

From 2001 until 2003, he was principal at The Glen Rock Group, a middle market investment firm, where he structured and financed the buyout of International Surface Preparation Group, Inc. from U.S. Filter/Vivendi. He subsequently worked in an operating capacity in the office of the Chairman, managing the company’s financings, restructure and subsequent sale. Mr. Carrazza led the financing and restructuring of Mitchell Madison Group and served on the firm’s Executive Team, where he assisted in the firm’s global expansion and managed its subsequent sale to US Web/CKS.

Mr. Carrazza began his career at Goldman, Sachs & Co. Mr. Carrazza earned his MBA in Finance from The Stern School of Business at New York University and his B.S. in Electrical Engineering from The Pennsylvania State University.


Richard A. Muskus, Jr.



Richard A. Muskus, Jr. is President of Patriot Bank, N.A.  He assumed the role in January 2017, after serving as the Bank’s Executive Vice President and Chief Lending Officer since February 2014.  In that role, he helped significantly expand the size and scope of the Bank’s commercial loan portfolio, introducing new products and initiatives, as well as overseeing the financing objectives of numerous vital community projects.

Throughout his Patriot banking career, Mr. Muskus has served in multiple capacities of expanding leadership, from Senior Credit Analyst to Commercial Lending Officer, responsible for developing new and successful commercial loan underwriting methods and credit standards.

A lifelong Greenwich resident, Mr. Muskus is well known in the community and is a highly respected second-generation banker with over 25 years of financial and lending experience.  He began his career at State Street Bank in Boston and then expanded into analytical roles with Merrill Lynch and J.P. Morgan Investment Management.  Mr. Muskus became SVP of Commercial Lending at The Greenwich Bank & Trust Company in 2000 before serving as President of that bank from 2010 to 2014.

He currently serves as Treasurer and Board member of the Town of Greenwich Human Services Foundation, is Director Emeritus and former President of the Board of Directors of the Transportation Association of Greenwich, a nonprofit organization which transports the elderly and disabled, serves as President of the Joseph Pilsudski Society of Greenwich, and he is the Fiduciary and Administrator of the Jane C. Bausman Scholarship Fund.

Mr. Muskus earned his BS in Accountancy from Bentley University in Waltham, MA.  He lives in Riverside with his wife and three children.


Joseph Perillo

Executive Vice President and Chief Financial Officer


Joseph Perillo is Executive Vice President and Chief Financial Officer of Patriot National Bancorp, Inc. and Patriot Bank, N.A. He served as a senior executive consultant for several months beginning in January 2017, tasked with assessing the finance department’s processes and improving operations and internal controls.

Mr. Perillo is a recognized finance industry leader with over two decades of experience in the banking industry, having served as Chief Accounting Officer and Chief Financial Officer for iQor Inc., a $1.5 billion global leader in business process outsourcing. He began in public accounting with KPMG and then spent over 20 years in banking with Citibank, NatWest and as Senior Vice President & Controller for GreenPoint Financial, then one of the 50 largest banking companies in the U.S.

Mr. Perillo earned his Bachelor of Science in accounting from St. John’s University and is a Certified Public Accountant. A Nassau County, NY resident, he is a father of four, co-owner of a commercial locksmith business, a member of numerous Chambers of Commerce on Long Island, and is the Island Serve Coordinator for Beacon Church Long Island.


Fred Staudmyer

Executive Vice President and Chief Administrative Officer


Frederick Staudmyer is the Executive Vice President and Chief Administrative Officer of Patriot Bank, N.A., overseeing human resources, retail and deposit operations, corporate governance,  the customer support center, property development and facilities management. He is also Corporate Secretary of the board and has served as Patriot’s Chief Human Resources Officer since November 2014.

Mr. Staudmyer previously served as Assistant Dean at Cornell University’s Johnson Graduate School of Management. Bringing more than 30 years of human resources, general management and corporate leadership experience, he has served at leading financial institutions where he directed talent acquisition and development, including this role at Chase Manhattan Bank, now JPMorgan Chase. He also served as President and COO at a national legal services and staffing company for over seven years.

Mr. Staudmyer earned his MBA from the Johnson Graduate School of Management at Cornell and his Bachelor of Science at Cornell’s School of Industrial & Labor Relations. He has served on the board of directors at the MBA Career Services Council and as an Advisory Council Member of Cornell University’s Entrepreneurial and Personal Enterprise Program.


David Christiansen

Executive Vice President and Chief Credit Officer


David Christiansen became Executive Vice President and Chief Credit Officer of Patriot Bank in June 2018, overseeing the Bank’s loan portfolio, lending activities and compliance as well as ensuring operating policies, procedures, objectives and goals.

He joins Patriot Bank from First American International Bank of New York, where he was also Executive Vice President & Chief Credit Officer. His experience in credit administration, credit risk management, underwriting, closing, loan servicing and portfolio management provides a useful foundation for his role at Patriot Bank. He previously held senior roles at National Cooperative Bank, Credit Agricole and JPMorgan Chase.

As a strategic senior credit risk management officer with extensive commercial banking, capital markets, corporate finance, regulatory & compliance, and business development experience, he has led a strong credit culture while providing excellent customer service for industry-leading multinational companies. Key strengths include: strategic leadership, global perspective, and consultative credit risk management leadership, yielding a broad and deep understanding of the business, management, financial, and competitive risks faced by clients.

Mr. Christiansen holds a Bachelor of Arts Degree in Economics from the University of Virginia.


Judith Corprew

Executive Vice President – Chief Compliance, Risk & CRA Officer


Judith Corprew is Executive Vice President and Chief Compliance & Risk Officer of Patriot Bank, N.A., ensuring compliance with local, state and federal regulations, and risk management. Additionally, as CRA Officer, Judith governs and administers the Community Reinvestment Act Plan by establishing and maintaining relationships with community-based organizations.

She joined the Patriot team in 2015, and today serves as Chair of the Bank’s Compliance & Enterprise Risk Committee, as well as a member of its Audit, Steering and CRA Committees. She holds a Certified Regulator Compliance Manager certification, a highly regarded recognition by the American Bankers Association.

With three decades of credit and risk management experience, she has held leadership positions at community-focused financial institutions and mortgage companies throughout the Tri-State area. Early in her banking career, Ms. Corprew was awarded honors for establishing a profitable mortgage center.

A staunch advocate for teaching financial literacy skills, Ms. Corprew has led educational seminars and events at local schools, colleges, clubs and community organizations. Judith contributes to financial articles specific to credit cards, retirement planning and savings. She has also held workshops on first-time home buying, credit and budgeting. She is a member of the United Way and Stamford Financial Stability Collaborative and has served as a financial coach for United Way.

Ms. Corprew earned her bachelor’s degree from Rutgers University and a master’s degree in finance from Post University in Waterbury, CT. A Norwalk resident, she is a member of the Bank Compliance Association of Connecticut, Institute of Certified Bankers and Regulatory Compliance Group of Fairfield County. She is also a board member of The Helpers Club Scholarship Foundation of Stamford.


Scott Laughinghouse

Executive Vice President – Chief Lending Officer


Scott Laughinghouse is Executive Vice President and Chief Lending Officer of Patriot Bank, N.A.

Scott Laughinghouse has been in the community banking industry for nearly 30 years. He joined Patriot from First American International Bank in Brooklyn, NY where as Chief Lending Officer he led significant organic growth in both commercial real estate and home mortgage lending.

He began his banking career at Fleet National Bank in Providence, RI as a commercial credit trainee and quickly rose through the ranks to Vice President, Commercial Lending in the Community Lending Group. As First Senior Vice President and Executive Director of Financial Services at Lake Sunapee Bank in Newport, NH he served on an executive team that grew the bank from $600 million to a $1.5 billion organization through the acquisition of four banks an insurance agency and a trust and wealth management company with an additional $1.5 billion in assets under management.

Mr. Laughinghouse has served as a Credit Analyst, Workout Officer, Lender, Chief Credit Officer, Chief Lending Officer, and Director of Financial Services (insurance and investments). His goal-oriented approach has enabled him to exceed loan growth targets both as a Commercial Lender and as Chief Lending Officer. He takes pride in motivating and developing credit and lending personnel, which he attributes to his previous career as an NCAA college football and baseball coach at both Colby College and his alma mater, Middlebury College.

Throughout his career he has served his community through youth athletic coaching, and providing leadership on community service and non-profit boards of directors.


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