FDIC Insured - Backed by the full faith and credit of the U.S. Government

Online Money Market

A simple account that helps you save more money.

    • Earn 5.10% APY*

    • No deposit, withdrawal or monthly fees
    • No minimum balance requirements
Earn dividends
Grow your money and receive returns on your deposits, regardless of your total account balance. 
Guaranteed earnings
No need to worry about investment market dips. Earn reliable returns on your deposits.
Easy access to your money
Your money won't be tied up for months or years. Maintain full access to your funds at all times. 
Online Banking
Manage your accounts, pay bills, and send money almost anywhere with Online Banking.
Mobile Deposit
Deposit checks quickly and easily directly from your smartphone.
Account Alerts
Get notified by email and/or text whenever your direct deposit hits your account.
Fast-track your savings. Higher interest rates put more money back in your pocket, where it belongs.

Top Rates. Easy Access. Secure & Trusted

Your money is safe with Patriot Bank, N.A. FDIC is an independent federal agency insuring deposits up to $250,000 per depositor, per FDIC insured bank, per ownership category.

Give us a call at 1-888-PATRIOT

FAQs

We are offering this product online only. We designed our online business to minimize our costs, which means we are cashless and paperless. Instead of pocketing these savings for ourselves, we have committed to consistently offer our customers some of the best rates available.

Patriot Bank is committed to providing the best experience and marketleading rates. We have also been supporting customers for over 25 years with over $1 Billion in assets. We are FDIC insured, having leading security practices and no fees, you’ll get smart, simple and secure savings.

Correct! Unlike most other Financial Institutions, Patriot Bank charges no account opening or maintenance fees.

Being a digital customer doesn’t mean you can’t access your funds. Simply link your Patriot Bank Account to your account(s) at other financial institutions and setup a one-time or recurring electronic transfer (transfer restrictions apply**) or, if you prefer, you can also call us and request a check made out to you.



 

Your money is safe with Patriot Bank, N.A. FDIC is an independent federal agency insuring deposits up to $250,000 per depositor, per FDIC insured bank, per ownership category.

 

*Accounts subject to approval. Annual Percentage Yield (APY) is variable and subject to change at any time. Annual Percentage Yield (APY) accurate as of 11/01/2024. Fees could reduce the earnings on the account. $100 minimum opening deposit required. Please refer to the Deposit Account Agreement, Disclosure and Fees for additional details. Additional terms and miscellaneous fees may apply. Products, features and benefits offered with accounts are subject to change at any time. Account is available to Personal Customers only. Customers must deposit new money (not currently on deposit with Patriot Bank, N.A.) and not have had a Patriot Bank money market account in the last 30 days to be eligible. The advertised rates are available exclusively online only. Promotional rate offers cannot be combined with other rate offers.